Under limited supervision uses specialized knowledge and skills obtained through experience, specialized training or certification to serve as a resource to Financial Advisors (FAs) and their clients regarding overall financial planning issues which may include portfolio design, income tax consulting, retirement planning, qualified retirement plans, risk management, estate planning, education funding, and small business planning. Leads defined work or projects of moderate scope and complexity. Resolves or recommends solutions to complex problems. Extensive contact with internal and/or external customers to provide detailed financial planning consultative services.
Essential Duties and Responsibilities:
Serves as a resource for FAs in designing a tailored financial analysis or comprehensive financial plan for clients and prospects that meets their short and long-term financial needs and goals.
Analyzes certain aspects and/or the entire financial circumstances of a client/prospect:
In conjunction with the FA, reviews portfolio design and recommendations.
Responds to income tax inquiries without providing tax advice.
Evaluates overall individual and employer-based retirement needs, researches various options, and provides planning alternatives.
Researches and provides recommendations related to risk management concerns, including insurance.
Provides guidance on estate planning options and techniques.
Responds to and directs education funding questions including 529 savings plans.
Provides guidance on small business planning.
Conducts research as needed related to assigned client cases, including but not limited to basic income tax questions and other legal issues; requests guidance when appropriate.
May respond to FA questions by telephone, email and occasional personal visits.
Creates planning alternatives using proprietary and third party software packages and provides general technical support to users of the software.
Designs and prepares presentations that clearly communicate the recommendations and alternatives related to the client's financial analysis and comprehensive plan design.
May participate in the client presentations (primarily over the phone, however sometimes in person); as requested by the FA.
May create presentations and be an instructor in various training programs attended by FAs.
Writes articles on general financial, income tax, retirement, risk management and estate planning topics.
Assists in the development of marketing materials.
Performs other duties and responsibilities as assigned.
Economic and accounting principles and practices, the financial markets, investments and insurance based products.
Concepts and regulations related to financial planning.
Company's working structure, policies, mission, strategies, and compliance guidelines.
Operating standard office equipment and using required software applications to produce presentations, correspondence, electronic communication and maintain spreadsheets and databases.
Organizational and time management sufficient to prioritize workload, handle multiple tasks, and meet deadlines.
Detailed orientation to ensure quality standards are met without impairing workflow.
Following-up to ensure resolution and completion of tasks.
Incorporate the financial needs and goals of a client into a succinct, professional presentation outlining their options.
Read and interpret technical and legal documents, and apply the information as appropriate.
Organize, manage and track multiple detailed tasks and assignments with frequently changing priorities in a fast-paced work environment.
Use oral and written communication skills sufficient enough to interact effectively with and guide Financial Advisors and their clients on various planning options.
Provide a high level of customer service in a calm, courteous and professional manner.
Establish and maintain effective working relationships at all levels of the organization.
Work independently as well as collaboratively within a team environment.
People and their financial well-being. That’s our business. Even though we work in major financial markets and multiple disciplines from offices across the globe, it all comes down to people. Which is why it starts there, too – with people like you. When you bring your skill and experience to Raymond James, you’ll become part of something bigger than a financial planning and investment services fi...rm. You’ll become a part of helping a couple feel more confident about retiring, of helping a family plan for the next generation, of helping entrepreneurs introduce game-changing ideas and of helping communities continue to thrive.